CyberSource Payments processes debit, credit and closed-loop gift cards across the globe and across multiple channels with unparalleled scalability and security. CyberSource supports an extensive list of payment cards and recurring billing options across a wide choice of gateways and acquiring banks, all through one connection. Using CyberSource solutions, merchants can accept payments (cards, digital payment services, alternative payments) in over 190 countries, fund in more than 20 currencies and protect customers from fraud loss by capitalising on the world’s largest fraud detection radar. Payment security and tokenisation solutions enable payment acceptance via the web, mobile and call centre/IVR without toxic payment data touching your network or being stored in your environment.
Payment Methods
Utilize these APIs to develop secure ways for customers to pay online, seamlessly transfer funds or even use virtual currency.
Available APIs
CyberSource Payment API
Currently, the CyberSource Payments API provides functionality for payment processing and transaction search for authorisations, captures, sales, voids, refunds and credits of e-commerce transactions.
For consumers and online retailers, Visa Checkout offers an easy and secure way to pay online. Enrolling is intuitive and simple, and shoppers can use any Visa debit or credit card or even other branded cards to make purchases with their mobile devices. Visa Checkout’s single sign-on makes it even easier for customers to check out without leaving the merchant’s website.
86% conversion rate from the shopping basket among Visa Checkout enrolled customers.
Source: 2015 Visa Checkout Study, commissioned by Visa. Based on data from the comScore research panel of one million US PC/laptop users, April–October 2015.
30% more transactions per person among Visa Checkout customers compared to overall customers.
Source: 2015 Visa Checkout Study, commissioned by Visa. Based on data from the comScore research panel of one million US PC/laptop users, April–October 2015.
96% of Visa Checkout customers feel secure purchasing with Visa Checkout.
Source: Millward Brown Visa Checkout Customer Experience, commissioned by Visa March 2015. Based on data from an online survey of 1,241 US consumers.
How it works
- Consumers enrol in Visa Checkout and enter their card and address information once when they create their accounts.
- At online retailers that offer Visa Checkout, consumers can then simply choose Visa Checkout, enter their username and password, confirm their purchase amount, and the merchant is automatically provided with their preferred payment card details.
Available APIs
Get Payment Data API
Retrieves the consumer’s payment card and address information for a particular order.
Update Payment Information API
Updates Visa Checkout with the status of the transaction and the final payment amounts.
Web and Mobile Software Development Kits
Downloadable tools that allow merchants to accelerate integration of Visa Checkout into their web and mobile payment pages.